Terms of Use

Review the assumptions and limitations before using the results.

Calculations for reference

Doug's results and explanations are general information to help you understand investing. They are not advice tailored to your assets, goals or risk tolerance, recommendations to buy, hold or sell, or guarantees of returns.

Accuracy and scope

Actual financial settlements may differ due to rounding, taxes, minimum fees, exchange rates and product rules. Confirm transaction and filing figures with the relevant institution. Each tool explains its inclusions and exclusions.

Service changes

Calculators and guides may change as we improve them, and hosting or network issues may temporarily interrupt access. Keep a separate record of important inputs and results, and compare them with actual records.

Using our content

When quoting explanations, include the source and calculation assumptions. Do not present excerpts as guaranteed returns or expert recommendations.